Is Aptus Value Hou. overvalued or undervalued?

As of 14 August 2025, the valuation grade for Aptus Value Housing Finance has moved from expensive to very expensive, indicating a significant shift in its perceived value. The company is currently considered overvalued based on its key financial ratios, including a PE Ratio of 22.28, an EV to EBITDA of 15.30, and a Price to Book Value of 4.12.
In comparison to its peers, Aptus Value Housing Finance's valuation appears high; for instance, HUDCO has a PE of 15.04 and LIC Housing Finance stands at 5.68, both of which are considerably lower. Additionally, while Aptus has a PEG Ratio of 0.92, which suggests growth potential, it is still overshadowed by peers like Aavas Financiers with a PEG of 1.70. Notably, Aptus has outperformed the Sensex in the year-to-date period with a return of 22.68% compared to the Sensex's 3.15%, yet this strong performance does not mitigate its current overvaluation status.