Is Aptus Value Hou. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Aptus Value Housing Finance has moved from expensive to very expensive. The company is currently considered overvalued based on its financial metrics. Key ratios include a PE ratio of 19.42, an EV to EBITDA of 13.86, and a PEG ratio of 0.81, which indicates that while growth expectations may be high, the current valuation does not justify the price.
In comparison with peers, HUDCO has a PE ratio of 16.17 and an EV to EBITDA of 13.78, while LIC Housing Finance is valued more favorably with a PE of 5.68 and an EV to EBITDA of 11.18. The significant disparity in these ratios suggests that Aptus Value Housing Finance is trading at a premium compared to its peers. Additionally, the company's recent stock performance has underperformed the Sensex, particularly over the past year, where it declined by 18.92% compared to the Sensex's gain of 3.64%.