Is Ashika Credit overvalued or undervalued?

As of 10 October 2025, the valuation grade for Ashika Credit has moved from risky to very expensive, indicating a significant shift in perception. The company is currently deemed overvalued. Key ratios reveal a PE ratio of -98.70, an EV to EBITDA of -111.47, and a Price to Book Value of 3.77, which are all concerning indicators of its financial health.
In comparison to its peers, Ashika Credit stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 36.56 and an EV to EBITDA of 19.67, while Life Insurance shows a much more attractive EV to EBITDA of 9.08. These comparisons highlight the stark contrast in valuation metrics within the industry. Despite a recent 5.52% return over the past week, the year-to-date performance shows a decline of 55.59%, further reinforcing the notion that Ashika Credit is overvalued in the current market landscape.