Is Ashirwad Cap. overvalued or undervalued?

As of 17 November 2025, the valuation grade for Ashirwad Capital has moved from very expensive to attractive, indicating a significant shift in its perceived value. The company is currently considered undervalued based on its financial metrics. Key ratios include a PE Ratio of 27.09, an EV to EBITDA of 25.06, and a ROE of 5.10%.
In comparison to its peers, Ashirwad Capital's PE Ratio is more favorable than Bajaj Finance, which stands at 34.85, while it is less attractive than Life Insurance, which has a PE of 11.33. The PEG Ratio of Ashirwad is notably low at 0.00, suggesting potential for growth relative to its price. Despite recent underperformance against the Sensex, with a YTD return of -40.04% compared to the Sensex's 8.72%, the current valuation presents an opportunity for investors looking for value in the NBFC sector.