Is Assurant, Inc. overvalued or undervalued?

As of 10 October 2025, the valuation grade for Assurant, Inc. has moved from fair to expensive, indicating that the stock is overvalued. The company exhibits a P/E ratio of 16, which is slightly above the peer average of 15.58, and a Price to Book Value of 2.06, suggesting a premium valuation compared to its peers. Additionally, the EV to EBITDA ratio stands at 48.20, which is significantly higher than the industry average, reinforcing the notion that the stock is overvalued.
In comparison to its peers, CNA Financial Corp. has a P/E of 14.82, while Unum Group is considered attractive with a P/E of 13.25. This highlights that Assurant, Inc. is trading at a higher valuation than some of its closest competitors. Furthermore, while Assurant's stock has returned 14.21% over the past year, it has underperformed against the S&P 500's return of 13.36%, and over the last three years, it has significantly lagged behind the index, which returned 81.39%.