Is Available Fin. overvalued or undervalued?

As of 12 September 2025, the valuation grade for Available Fin. has moved from attractive to very attractive. The company is currently undervalued, given its low PE ratio of 1.63 and an exceptionally low Price to Book Value of 0.14. In contrast, its EV to EBIT and EV to EBITDA ratios stand at 169.10, indicating a significant discrepancy in valuation compared to its earnings potential.
When comparing Available Fin. to its peers, Bajaj Finance is categorized as very expensive with a PE ratio of 35.82, while Life Insurance is very attractive with a PE of 11.36. This stark contrast highlights Available Fin.'s undervaluation in the market. Additionally, despite a challenging year-to-date return of -47.40% compared to the Sensex's 4.82%, the long-term performance over five years shows a remarkable return of 2058.83%, reinforcing the potential upside for investors.