Is Axos Financial, Inc. overvalued or undervalued?

As of 28 January 2025, Axos Financial, Inc. has moved from an attractive to a fair valuation grade. The company is currently fairly valued based on its financial metrics. Key ratios include a P/E ratio of 11, a Price to Book Value of 1.79, and an impressive ROCE of 69.25%.
In comparison to its peers, Axos Financial's P/E ratio of 11 is significantly lower than UMB Financial Corp.'s 19.78 and Old National Bancorp's 13.15, indicating that it may be undervalued relative to these competitors. The PEG ratio of 0.70 further suggests potential growth at a reasonable price. Notably, Axos has outperformed the S&P 500 over the past year with a return of 38.86% compared to the index's 10.26%, reinforcing its competitive position in the market.