Is Bank OZK overvalued or undervalued?

As of 14 November 2025, the valuation grade for Bank OZK has moved from attractive to very attractive, indicating a stronger position in the market. The company appears undervalued, particularly when considering its P/E ratio of 7, which is significantly lower than peers like First Horizon Corp. with a P/E of 13.43 and SouthState Corp. at 15.16. Additionally, Bank OZK's price to book value stands at 0.89, and its EV to EBITDA ratio is 3.86, both suggesting that the stock is trading at a discount relative to its intrinsic value.
In comparison to its peers, Bank OZK's valuation metrics highlight its potential for growth, especially with a PEG ratio of 1.90, which is more favorable than many of its competitors. Notably, Western Alliance Bancorp. has a PEG of 0.62, indicating a more attractive growth potential relative to its price. While return data is not available for a direct comparison to the S&P 500, the overall valuation metrics reinforce the narrative that Bank OZK is positioned well for future performance in the regional banking sector.