Is Bervin Invest. overvalued or undervalued?

As of 17 October 2025, Bervin Invest. has moved from a risky to a very expensive valuation grade. The company is currently overvalued, with a PE ratio of -1.55, an EV to EBIT of -1.55, and a ROE of -70.86%. These ratios indicate significant financial distress and inefficiencies compared to its peers. For instance, Bajaj Finance has a PE ratio of 38.21, while Life Insurance boasts a PE of 11.49, highlighting the stark contrast in valuation metrics within the industry.
Bervin Invest.'s performance has been lackluster, particularly with a year-to-date return of -25.34%, compared to a positive 7.44% return from the Sensex. This underperformance, combined with its negative ratios, reinforces the conclusion that the company is overvalued relative to its peers and the broader market.