Is BV Financial, Inc. overvalued or undervalued?

As of 6 February 2025, the valuation grade for BV Financial, Inc. has moved from attractive to fair, indicating a shift in its perceived value. The company is currently fairly valued. Key ratios include a P/E ratio of 14, a Price to Book Value of 0.79, and an EV to EBIT of 9.13.
In comparison to peers, Ponce Financial Group, Inc. has a significantly higher P/E ratio of 22.71, while FS Bancorp, Inc. stands at a lower P/E of 8.55, highlighting the relative positioning of BV Financial within its industry. Notably, the company has outperformed the S&P 500 over the past year with a return of 24.17% compared to the index's 10.26%, which may suggest a positive sentiment despite its current fair valuation status.