Is Byline Bancorp, Inc. overvalued or undervalued?

As of 30 June 2025, the valuation grade for Byline Bancorp, Inc. moved from expensive to fair, indicating a more favorable assessment of its value. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 11, a Price to Book Value of 1.11, and an EV to EBITDA of 9.32, which suggest that the stock is reasonably priced compared to its earnings and asset values.
In comparison to peers, Byline Bancorp's P/E ratio of 11 is slightly lower than Customers Bancorp, Inc. at 11.99 and S&T Bancorp, Inc. at 12.16, indicating it may offer better value within the regional banks sector. Notably, the company has delivered a 155.41% return over the past five years, significantly outperforming the S&P 500's 96.61% return in the same period, reinforcing the attractiveness of its current valuation.