Is Capital City Bank Group, Inc. overvalued or undervalued?

As of 22 July 2025, the valuation grade for Capital City Bank Group, Inc. has moved from very attractive to attractive, indicating a shift in its perceived value. The company appears to be fairly valued given its P/E ratio of 11, which is lower than the peer average of approximately 12.81, and a PEG ratio of 0.98, suggesting that its growth prospects are reasonably priced. Additionally, the Price to Book Value stands at 1.25, which is competitive within the regional banks sector.
In comparison to its peers, Great Southern Bancorp, Inc. shows a more attractive P/E ratio of 10.58, while Premier Financial Corp. has a P/E of 14.14, reinforcing the notion that Capital City Bank Group is positioned well within its industry. Over the past year, the stock has returned 25.33%, outperforming the S&P 500's return of 17.14%, which supports the argument for its current valuation status. Overall, the company is fairly valued based on the metrics and peer comparisons available.