Is Capital Trust overvalued or undervalued?

As of 2 September 2025, the valuation grade for Capital Trust has moved from expensive to fair. The company is currently assessed as fairly valued, with a PE ratio of -12.36, an EV to EBITDA of 21.77, and a Price to Book Value of 1.14. Notably, the company has a negative ROCE of -33.49% and a negative ROE of -9.24%, indicating significant operational challenges. In comparison to its peers, Capital Trust's valuation metrics stand out, particularly when contrasted with Bajaj Finance, which has a PE ratio of 31.79, and Life Insurance, which boasts a PE ratio of 11.21. The stock has underperformed significantly against the Sensex, with a year-to-date return of -60.03% compared to the Sensex's 2.58%, reinforcing the notion of its current valuation status.