Is Capital Trust overvalued or undervalued?

As of 17 November 2025, the valuation grade for Capital Trust has moved from expensive to risky, indicating a significant deterioration in its financial standing. The company is currently assessed as overvalued. Key ratios reveal troubling performance, including a PE ratio of -2.57, an EV to EBITDA of -7.98, and a ROE of -43.61%. In comparison to peers, Capital Trust's valuation metrics starkly contrast with those of Bajaj Finance, which has a PE ratio of 34.85, and Life Insurance, boasting a PE of 11.33. The company's recent stock performance has been dismal, with a year-to-date decline of 81.49%, significantly underperforming the Sensex's gain of 8.72% over the same period. This further reinforces the conclusion that Capital Trust is currently overvalued in the market.