Is Catalyst Bancorp, Inc. overvalued or undervalued?

As of 3 October 2025, Catalyst Bancorp, Inc. has moved from a fair to an attractive valuation grade, indicating a positive shift in its perceived value. The company appears undervalued, supported by a P/E ratio of 23, a Price to Book Value of 0.61, and a PEG Ratio of 0.14, all suggesting that the stock is trading at a discount relative to its earnings growth potential.
In comparison to peers, First Capital, Inc. has a more attractive P/E ratio of 12.46, while Magyar Bancorp, Inc. stands out with a very attractive valuation at a P/E of 11.61. Notably, Catalyst's year-to-date return of 13.0% lags behind the S&P 500's return of 14.18%, reflecting a potential opportunity for investors as the stock may catch up in performance.