Is CB Financial Services, Inc. overvalued or undervalued?

As of 31 July 2025, the valuation grade for CB Financial Services, Inc. moved from expensive to fair, indicating a more favorable assessment of its market position. The company is fairly valued based on its current metrics, with a P/E ratio of 15, a Price to Book Value of 1.04, and an EV to EBITDA of 10.27. In comparison to its peers, LINKBANCORP, Inc. has a more attractive P/E ratio of 7.19, while Franklin Financial Services Corp. is considered expensive with a P/E of 15.59.
In terms of performance, CB Financial Services has outperformed the S&P 500 in the year-to-date period with a return of 18.65% compared to the S&P 500's 12.22%. This performance, along with its fair valuation, suggests that the stock is positioned well within its industry.