Is Chubb Ltd. overvalued or undervalued?

As of 14 November 2025, Chubb Ltd. has moved from a fair to an expensive valuation grade. The company appears to be overvalued based on its current metrics. Key ratios include a P/E ratio of 18, a Price to Book Value of 2.49, and an EV to EBITDA of 423.72. In comparison to peers, Chubb's P/E of 17.27 is lower than Berkshire Hathaway's expensive P/E of 26.99, but higher than The Allstate Corp.'s attractive P/E of 30.72.
Despite recent stock performance, where Chubb has returned 2.98% over the past year compared to the S&P 500's 13.19%, the valuation metrics suggest that the stock is not justified at its current price level.