Is Cil Securities overvalued or undervalued?

As of 15 October 2025, the valuation grade for Cil Securities has moved from fair to attractive, indicating a more favorable assessment of its financial standing. The company appears to be undervalued, particularly when considering its PE ratio of 12.16, an EV to EBITDA of 5.44, and a Price to Book Value of 0.77. These figures suggest that Cil Securities is trading at a discount compared to its intrinsic value.
In comparison to its peers, Cil Securities shows a more attractive valuation relative to Bajaj Finance, which has a significantly higher PE ratio of 37.84, and Bajaj Finserv, with a PE of 34.91. Additionally, Life Insurance, categorized as very attractive, has a PE of 11.69, indicating that Cil Securities is competitively positioned within its industry. Despite recent underperformance year-to-date, where it returned -21.92% compared to Sensex's 5.72%, the long-term performance of 369.76% over five years suggests strong potential for recovery and growth.