Is Cil Securities overvalued or undervalued?

As of 17 October 2025, the valuation grade for Cil Securities has moved from attractive to fair, indicating a shift in its perceived value. The company is currently fairly valued, with a PE ratio of 12.74, an EV to EBITDA ratio of 5.81, and a Price to Book Value of 0.80. In comparison to its peers, Bajaj Finance is considered very expensive with a PE ratio of 38.21, while Life Insurance is very attractive with a PE ratio of 11.49.
Cil Securities' financial metrics suggest it is positioned reasonably within its sector, but the recent downgrade in valuation grade reflects a more cautious outlook. Notably, the company has experienced a stock return of 7.11% over the past week, significantly outperforming the Sensex's return of 1.76% in the same period, which may indicate short-term market optimism despite the longer-term underperformance relative to the index.