Is Cil Securities overvalued or undervalued?

As of 20 October 2025, the valuation grade for Cil Securities has moved from fair to attractive, indicating a more favorable assessment of its value. The company is currently considered undervalued based on its financial metrics. Key ratios include a PE ratio of 12.71, an EV to EBITDA of 5.79, and a Price to Book Value of 0.80, which suggest that the stock is trading at a discount relative to its earnings and book value.
In comparison to peers, Cil Securities has a lower PE ratio than Bajaj Finance, which stands at 38.6, and a more favorable EV to EBITDA compared to Bajaj Finserv at 13.19. Additionally, Life Insurance, deemed very attractive, has a PE ratio of 11.57, indicating that Cil Securities is competitively priced within its industry. Despite recent underperformance compared to the Sensex on a year-to-date basis, the long-term returns over 5 years show a significant outperformance, reinforcing the attractiveness of the current valuation.