Is Cincinnati Financial Corp. overvalued or undervalued?

As of 28 July 2025, Cincinnati Financial Corp. has moved from expensive to fair in valuation. The company is fairly valued based on its current metrics, with a P/E ratio of 20, a Price to Book Value of 2.13, and an EV to Sales ratio of 2.45. In comparison to peers, The Hartford Financial Services Group has a more attractive P/E of 13.05, while American International Group is considered expensive with a P/E of 35.96.
Cincinnati Financial Corp.'s stock has shown a YTD return of 8.51%, which lags behind the S&P 500's return of 12.22%, indicating that while the stock is fairly valued, it may not be keeping pace with broader market performance.