Is Cindrella Fin. overvalued or undervalued?

As of 6 October 2025, the valuation grade for Cindrella Fin. has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued. Key ratios include a PE ratio of 4.66, an EV to EBIT of 4.36, and a Price to Book Value of 0.71, all suggesting that the stock is trading at a reasonable level compared to its earnings and book value.
In comparison to its peers, Cindrella Fin.'s PE ratio stands in stark contrast to Bajaj Finance, which is very expensive at 36.03, and Life Insurance, which is very attractive at 11.78. This highlights that while Cindrella Fin. is fairly valued, its peers are either significantly overvalued or more attractively priced. Notably, despite a challenging year-to-date return of -25.13% compared to the Sensex's 4.67%, the long-term performance over five years shows a remarkable gain of 314.81%, reinforcing the potential for recovery and value in the stock.