Is Cindrella Fin. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Cindrella Fin. has moved from expensive to very expensive. The company is currently considered overvalued, with a PE ratio of 53.94, an EV to EBIT of 4.55, and a ROE of 3.04%. In comparison to peers, Bajaj Finance has a PE ratio of 38.21 and an EV to EBITDA of 20.25, while Life Insurance boasts a much more attractive PE ratio of 11.49 and an EV to EBITDA of 8.94.
Cindrella Fin.'s high valuation metrics, particularly its PE ratio, suggest that it is trading at a premium compared to its peers, indicating that investors may be overestimating its growth potential. Despite a recent positive performance against the Sensex over the past week and month, the longer-term returns show significant underperformance, reinforcing the notion that the stock is overvalued in the current market environment.