Is Citigroup, Inc. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Citigroup, Inc. has moved from fair to attractive, indicating a positive shift in its investment appeal. The company appears undervalued, particularly when considering its P/E ratio of 17, a PEG ratio of 0.32, and a Price to Book Value of 1.10, which are favorable compared to its peers. For instance, JPMorgan Chase & Co. has a P/E ratio of 20.10, while Bank of America Corp. shows a P/E of 12.90, suggesting that Citigroup is competitively priced within the regional banks sector.
In terms of performance, Citigroup has outperformed the S&P 500 with a year-to-date return of 37.90% compared to the index's 13.30%. Over the past year, Citigroup's return of 51.74% further underscores its strong performance relative to the broader market. Overall, these metrics and the positive valuation grade suggest that Citigroup, Inc. is an attractive investment opportunity at its current price.