Is CitiPort Fin. overvalued or undervalued?

As of 4 November 2025, the valuation grade for CitiPort Financial has moved from very expensive to expensive. The company is currently considered overvalued based on its high PE ratio of 91.45, a Price to Book Value of 2.92, and an EV to EBIT of 9.14. These ratios indicate that the stock is trading at a significant premium compared to its earnings and book value.
In comparison to its peers, CitiPort Fin. has a much higher PE ratio than Bajaj Finance, which stands at 37.67, and Life Insurance, which is at 11.76. Additionally, the PEG ratio of 0.61 suggests that, despite the high valuation, there may be growth potential, but it remains to be seen if this justifies the current price. Notably, CitiPort has outperformed the Sensex over the past year with a return of 14.16% compared to the Sensex's 5.94%, but this does not mitigate the concerns regarding its valuation.