Is Citizens Financial Group, Inc. (Rhode Island) overvalued or undervalued?

Jun 25 2025 08:42 AM IST
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As of October 4, 2024, Citizens Financial Group, Inc. is fairly valued with a P/E ratio of 15, a Price to Book Value of 0.96, and an EV to EBITDA of 8.66, trading at a premium compared to peers like Huntington Bancshares and Regions Financial, despite a high dividend yield of 331.50% and a modest ROE of 6.23%.
As of 4 October 2024, Citizens Financial Group, Inc. has moved from a valuation grade of very attractive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a P/E ratio of 15, a Price to Book Value of 0.96, and an EV to EBITDA of 8.66.

In comparison to its peers, Huntington Bancshares, Inc. has a P/E of 11.06, and Regions Financial Corp. has a P/E of 9.98, indicating that Citizens Financial is trading at a premium relative to these competitors. Additionally, while Citizens Financial's dividend yield is notably high at 331.50%, its ROE stands at 6.23%, which is relatively modest. Despite recent stock performance showing a 22.23% return over the past year compared to the S&P 500's 10.26%, the overall valuation suggests that the stock is fairly valued in the current market context.
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