Is Citizens Financial Group, Inc. (Rhode Island) overvalued or undervalued?

As of 3 October 2025, the valuation grade for Citizens Financial Group, Inc. has moved from attractive to very attractive, indicating a positive shift in its valuation outlook. The company appears undervalued, supported by a P/E ratio of 15, a Price to Book Value of 0.96, and an EV to EBITDA of 8.66. In comparison to peers, Huntington Bancshares, Inc. has a P/E of 12.37, while Regions Financial Corp. stands at 12.07, suggesting that Citizens Financial Group is trading at a premium relative to these competitors.
Additionally, the company has demonstrated strong performance with a year-to-date return of 22.99%, significantly outperforming the S&P 500's return of 14.18% over the same period. This, along with its attractive dividend yield of 331.50%, reinforces the notion that Citizens Financial Group is positioned favorably within its industry.