Is Citizens Holding Co. (Mississippi) overvalued or undervalued?

Oct 05 2025 11:14 AM IST
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As of October 3, 2025, Citizens Holding Co. is undervalued with a P/E ratio of 11 and a PEG ratio of 0.43, indicating strong growth potential compared to peers, despite a year-to-date stock performance of -26.71% against the S&P 500's 14.18%.
As of 3 October 2025, Citizens Holding Co. (Mississippi) has moved from fair to attractive in its valuation grade. The company is currently undervalued, with a P/E ratio of 11, a Price to Book Value of 0.95, and a PEG Ratio of 0.43, indicating strong potential for growth relative to its price. In comparison to peers, Eagle Bancorp Montana, Inc. has a P/E of 11.43, while SB Financial Group, Inc. stands at 13.92, suggesting that Citizens Holding Co. is trading at a discount relative to its industry counterparts.

Despite this attractive valuation, the company's stock has underperformed significantly against the S&P 500, with a year-to-date return of -26.71% compared to the S&P 500's 14.18%. This stark contrast highlights the potential for recovery and value realization in Citizens Holding Co. as market conditions improve.
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