Is City Holding Co. overvalued or undervalued?

As of 31 October 2025, the valuation grade for City Holding Co. has moved from expensive to fair. Based on the current metrics, the company appears fairly valued. Key ratios include a P/E ratio of 18, a Price to Book Value of 2.86, and an EV to EBITDA of 15.39. In comparison to peers, Axos Financial, Inc. has a lower P/E of 13.92, while Fulton Financial Corp. boasts a very attractive valuation with an EV to EBITDA of 13.49.
Despite recent underperformance relative to the S&P 500, with a 1-year return of 1.76% compared to 19.89%, City Holding Co.'s fair valuation suggests it may offer potential for recovery in the long term.