Is CNH Industrial NV overvalued or undervalued?

As of 10 September 2025, the valuation grade for CNH Industrial NV has moved from expensive to fair. Based on the analysis, the company appears to be fairly valued at present. Key valuation ratios include a P/E ratio of 16, an EV to EBITDA ratio of 9.84, and a Price to Book Value of 2.22. In comparison to peers, CNH Industrial's P/E ratio of 19.42 is lower than that of The Toro Co., which has a P/E of 23.94, indicating a more attractive valuation relative to this competitor.
Despite the recent stock performance showing a decline of 9.10% over the past month compared to a 2.33% increase in the S&P 500, the long-term outlook remains positive, with a 5-year return of 58.31%. This suggests that while the stock may be experiencing short-term challenges, its valuation metrics support a fair valuation in the current market context.