Is Colony Bankcorp, Inc. overvalued or undervalued?

As of 21 April 2025, the valuation grade for Colony Bankcorp, Inc. has moved from attractive to very attractive, indicating a positive shift in its perceived value. The company appears to be undervalued based on its financial metrics. Notable ratios include a P/E ratio of 11, a Price to Book Value of 0.95, and a PEG Ratio of 0.75, all of which suggest that the stock is trading at a discount compared to its earnings growth potential.
In comparison to its peers, Colony Bankcorp, Inc. has a lower P/E ratio than Southern States Bancshares, Inc. at 9.13 and is significantly more favorable than Bankwell Financial Group, Inc., which is considered expensive with a P/E of 22.22. The company's recent stock performance has outpaced the S&P 500 over the past year, with a return of 37.47% compared to the index's 10.26%, reinforcing the notion that Colony Bankcorp, Inc. is positioned well for future growth.