Is Comfort Fincap overvalued or undervalued?

As of 27 June 2025, the valuation grade for Comfort Fincap has moved from attractive to fair, indicating a shift in its perceived value. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 15.68, a Price to Book Value of 0.92, and an EV to EBIT of 8.75, which suggest a moderate valuation compared to its peers.
In comparison to its industry peers, Comfort Fincap's PE Ratio is higher than Life Insurance at 12.53 but significantly lower than Bajaj Finance, which is considered very expensive at 35.35. Additionally, the PEG Ratio of Comfort Fincap stands at 0.00, indicating no growth expectations factored into its price, which contrasts sharply with the higher ratios of its peers. While Comfort Fincap's recent stock performance has lagged behind the Sensex year-to-date, it has shown a strong 5-year return of 1040.00%, reflecting its potential despite current valuation concerns.