Is Comfort Fincap overvalued or undervalued?

As of 6 October 2025, Comfort Fincap's valuation grade has moved from fair to attractive, indicating a more favorable assessment of its value. The company is currently considered undervalued. Key ratios include a PE Ratio of 13.02, an EV to EBIT of 8.70, and a Price to Book Value of 0.88, which suggest that the stock is trading at a discount compared to its earnings and assets.
In comparison to its peers, Comfort Fincap's PE Ratio is significantly lower than that of Bajaj Finance, which stands at 36.03, and even lower than Life Insurance's 11.78, indicating a more attractive valuation relative to these competitors. Additionally, the company's PEG Ratio is 0.00, further emphasizing its undervaluation. Despite recent stock performance trailing behind the Sensex, with a year-to-date return of -16.76% compared to the Sensex's 4.67%, the overall metrics suggest that Comfort Fincap presents a compelling investment opportunity at its current price of 8.69.