Is Comfort Fincap overvalued or undervalued?

Oct 11 2025 08:09 AM IST
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As of October 10, 2025, Comfort Fincap's valuation is fair with a PE ratio of 12.62, indicating it is neither undervalued nor significantly overvalued compared to peers, while its performance has lagged behind the Sensex with a year-to-date decline of 19.35%.
As of 10 October 2025, Comfort Fincap's valuation grade has moved from attractive to fair, indicating a shift in its perceived value. The company is currently fairly valued, with a PE ratio of 12.62, a Price to Book Value of 0.85, and an EV to EBITDA of 8.40. These metrics suggest that while the company is not undervalued, it also does not appear to be significantly overvalued compared to its peers.

In comparison to its industry peers, Bajaj Finance is considered very expensive with a PE ratio of 36.56, while Life Insurance is viewed as very attractive with a PE of 11.65. Comfort Fincap's ROCE stands at 9.68% and ROE at 5.87%, which are relatively modest figures in the context of the broader market. Notably, the stock has underperformed against the Sensex over various time frames, including a YTD decline of 19.35% compared to the Sensex's gain of 5.58%.
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