Is Comfort Fincap overvalued or undervalued?

Oct 12 2025 08:10 AM IST
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As of October 10, 2025, Comfort Fincap is fairly valued with a PE Ratio of 12.62, an EV to EBITDA of 8.40, and a Price to Book Value of 0.85, making it more reasonably priced than Bajaj Finance but underperforming the Sensex with a year-to-date return of -19.35%.
As of 10 October 2025, the valuation grade for Comfort Fincap has moved from attractive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 12.62, an EV to EBITDA of 8.40, and a Price to Book Value of 0.85.

In comparison to its peers, Comfort Fincap's PE Ratio is significantly lower than that of Bajaj Finance, which stands at 36.56, indicating that Comfort Fincap is more reasonably priced relative to its earnings. Additionally, Life Insurance, which is rated very attractive, has a PE Ratio of 11.65, suggesting that Comfort Fincap is in line with some peers while still being less expensive than others. Notably, the company has underperformed relative to the Sensex, with a year-to-date return of -19.35% compared to the Sensex's 5.58%, reinforcing the notion that it is fairly valued in the current market context.
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