Is Comfort Intech overvalued or undervalued?

As of 7 November 2025, Comfort Intech's valuation grade has moved from fair to expensive, indicating a shift in perception regarding its market value. The company is currently considered overvalued, with a PE ratio of 29.45, an EV to EBITDA of 27.62, and a Price to Book Value of 1.34. These ratios suggest that investors are paying a premium for the stock relative to its earnings and book value.
When compared to peers, Comfort Intech's valuation appears high against Bajaj Finance, which has a PE ratio of 38.09 and is categorized as very expensive, and Life Insurance, which is very attractive with a PE ratio of 11.44. This disparity highlights that Comfort Intech's valuation may not be justified given its lower return metrics, such as a ROE of 6.31% and a ROCE of 4.52%. Furthermore, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -40.82% compared to the Sensex's 6.50%, reinforcing the notion that Comfort Intech is overvalued in the current market context.