Is Comfort Intech overvalued or undervalued?

As of 17 November 2025, Comfort Intech's valuation grade has moved from fair to very expensive. The company is currently overvalued, indicated by a PE ratio of 173.01, an EV to EBIT of 28.46, and an EV to EBITDA of 25.12. These ratios significantly exceed those of its peers, such as Bajaj Finance with a PE of 34.85 and Bajaj Finserv at 34.31, highlighting the disparity in valuation. In comparison to the broader market, Comfort Intech has underperformed, with a year-to-date return of -44.60% against the Sensex's 8.72%. The company's low ROE of 0.68% and ROCE of 4.06% further suggest that the current market price does not reflect its financial performance. Given these factors, Comfort Intech appears to be overvalued in the current market environment.