Is Cons. Finvest overvalued or undervalued?

As of 14 August 2025, the valuation grade for Cons. Finvest has moved from very attractive to attractive. The company is currently considered undervalued based on its key financial ratios, which include a PE ratio of 6.14, a Price to Book Value of 0.59, and an EV to EBITDA of 9.71. These figures suggest that the stock is trading at a significant discount compared to its intrinsic value.
In comparison to its peers, Cons. Finvest's PE ratio of 6.14 is notably lower than that of Life Insurance, which stands at 11.53, and Bajaj Finance, which is at 30.73. This indicates that Cons. Finvest may offer better value relative to its earnings potential. Additionally, the company's PEG ratio of 0.09 further supports the undervaluation narrative. Despite recent underperformance against the Sensex, with a YTD return of -10.69% compared to the Sensex's 4.17%, the long-term performance over five years shows a remarkable gain of 596%, reinforcing the potential for recovery and growth in the future.