Is Cons. Finvest overvalued or undervalued?

As of 14 August 2025, the valuation grade for Cons. Finvest has moved from very attractive to attractive. The company is currently considered undervalued based on its financial metrics. Key ratios include a PE ratio of 6.21, a Price to Book Value of 0.59, and an EV to EBITDA of 9.81, all of which suggest that the stock is trading at a significant discount compared to its peers.
In comparison to its industry, Life Insurance has a PE ratio of 11.53 and an EV to EBITDA of 8.97, while Bajaj Finance is much more expensive with a PE of 30.73 and an EV to EBITDA of 17.64. Despite recent underperformance against the Sensex, with a YTD return of -10.69% compared to the Sensex's 4.17%, the underlying valuation metrics indicate that Cons. Finvest remains an attractive investment opportunity in the NBFC sector.