Is Coral India Fin. overvalued or undervalued?

As of 20 June 2025, Coral India Fin. has moved from an expensive to a very expensive valuation grade. The company appears to be overvalued based on its current metrics. Key ratios include a PE ratio of 10.83, an EV to EBITDA of 3.60, and a Price to Book Value of 0.81.
In comparison to its peers, Coral India Fin.'s PE ratio is lower than that of Bajaj Finance, which stands at 33.79, and significantly lower than Jio Financial's 115.87. However, it is still considered very expensive, indicating that the market may be pricing in excessive growth expectations. Notably, the company's year-to-date return of -17.72% contrasts sharply with the Sensex's positive return of 5.46%, reinforcing the notion that Coral India Fin. may not be a favorable investment at this time.