Is Coral India Fin. overvalued or undervalued?

As of 9 September 2025, Coral India Fin. has moved from a valuation grade of very expensive to expensive, indicating a shift in market perception. The company is currently considered overvalued based on its financial metrics. Key ratios include a PE ratio of 11.45, an EV to EBIT of 3.18, and a Price to Book Value of 0.74.
In comparison to peers, Bajaj Finance is categorized as very expensive with a PE ratio of 33.8, while Life Insurance is viewed as very attractive with a PE ratio of 11.35. This suggests that Coral India Fin. is trading at a premium relative to some of its peers despite its lower growth prospects, as evidenced by its PEG ratio of 0.00. Additionally, the company's stock has underperformed the Sensex significantly over the past year, with a return of -33.27% compared to the Sensex's -0.56%, reinforcing the notion that it may be overvalued in the current market environment.