Is Credent Global overvalued or undervalued?

As of 31 October 2025, Credent Global's valuation grade has moved from expensive to very expensive, indicating a significant shift in its perceived value. The company is currently overvalued, with a PE ratio of 45.94, an EV to EBITDA ratio of 42.47, and a Price to Book Value of 1.95. These ratios suggest that investors are paying a premium for the stock relative to its earnings and book value.
In comparison to its peers, Credent Global's valuation metrics are notably higher. For instance, Bajaj Finance has a PE ratio of 37.23 and an EV to EBITDA of 19.91, while Life Insurance boasts a much lower PE of 11.62 and an EV to EBITDA of 9.05, highlighting the overvaluation of Credent Global within its industry. The company's recent stock performance has been mixed, with a year-to-date return of -24.75% compared to the Sensex's 7.42%, further reinforcing the notion of overvaluation.