Is Credent Global overvalued or undervalued?

As of 31 October 2025, the valuation grade for Credent Global has moved from expensive to very expensive, indicating a significant increase in perceived valuation. The company is currently deemed overvalued, with a PE ratio of 45.94, an EV to EBITDA ratio of 42.47, and a Price to Book Value of 1.95. These ratios suggest that the stock is trading at a premium compared to its earnings and book value.
In comparison to its peers, Bajaj Finance has a PE ratio of 37.23 and an EV to EBITDA of 19.91, while Life Insurance stands out with a very attractive EV to EBITDA of 9.05. The stark contrast in these ratios highlights that Credent Global is significantly overvalued relative to its industry peers. Additionally, the company's return performance has been mixed, with a year-to-date decline of 24.75% against a Sensex return of 7.42%, further reinforcing the notion that the current valuation may not be justified.