Is Credent Global overvalued or undervalued?

As of 4 November 2025, the valuation grade for Credent Global has moved from very expensive to expensive, indicating a slight improvement in its perceived value. Despite this change, the company remains overvalued based on its current metrics. The PE ratio stands at 44.99, while the EV to EBITDA ratio is at 41.69, both of which are significantly higher than industry peers such as Bajaj Finance with a PE of 37.67 and Bajaj Finserv at 34.81. Additionally, the PEG ratio of 0.33 suggests potential growth, but the negative ROE of -9.00% raises concerns about profitability.
In comparison to its peers, Credent Global's valuation ratios reflect a premium that is not justified by its financial performance. The company's current price of 27.80 is well above its 52-week low of 20.70, yet it has underperformed relative to the Sensex over various time frames, particularly with a year-to-date decline of 26.32% against a 6.81% gain for the index. Overall, Credent Global is assessed as overvalued given its high valuation ratios and poor return metrics compared to its industry counterparts.