Is Credent Global overvalued or undervalued?

As of 4 November 2025, the valuation grade for Credent Global has moved from very expensive to expensive, indicating a slight improvement in its perceived value. The company is currently considered overvalued. Key ratios include a PE ratio of 44.99, an EV to EBITDA of 41.69, and a PEG ratio of 0.33, which suggests that despite high earnings multiples, growth expectations may not justify the current price.
In comparison to peers, Bajaj Finance has a PE ratio of 37.67 and an EV to EBITDA of 20.06, while Bajaj Finserv shows a PE of 34.81 and an EV to EBITDA of 12.99, both indicating that Credent Global's valuation is significantly higher than these competitors. Additionally, while the stock has outperformed the Sensex over the past year with a return of 10.45% compared to the Sensex's 5.94%, the longer-term performance shows a decline of 33.84% over three years, reinforcing the notion that the stock may not be justifiably valued at its current levels.