Is Credicorp Ltd. overvalued or undervalued?

As of 21 November 2025, the valuation grade for Credicorp Ltd. moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, supported by a P/E ratio of 13, a PEG ratio of 0.77, and an EV to EBITDA ratio of 7.43. In comparison to peers, Huntington Bancshares, Inc. has a P/E of 12.37, while Regions Financial Corp. boasts a lower PEG ratio of 0.58, highlighting Credicorp's relative attractiveness in the market.
Despite a mixed performance against the S&P 500, where Credicorp has returned 38.44% year-to-date compared to the index's 12.26%, it has underperformed over longer periods, with a 5-year return of 73.36% versus the S&P's 85.61%. This suggests that while the stock is currently undervalued, there may be potential for improvement in its long-term performance.