Is Credit Acceptance Corp. technically bullish or bearish?

As of 31 October 2025, the technical trend for Credit Acceptance Corp. has changed from mildly bearish to bearish. The current stance is bearish with a strong indication from the MACD, which is bearish on both the weekly and monthly time frames. The Bollinger Bands and KST also confirm a bearish outlook on both weekly and monthly charts. The daily moving averages are bearish, further supporting this negative trend. Although the weekly RSI is bullish, the overall technical indicators point to a bearish sentiment.
In terms of performance, the stock has underperformed against the S&P 500 across multiple periods, with a year-to-date return of -4.71% compared to the S&P's 16.30%, and a 1-year return of 5.26% versus 19.89% for the index.