Is Dar Credit & Cap overvalued or undervalued?

Oct 18 2025 08:09 AM IST
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As of October 17, 2025, Dar Credit & Cap is considered fairly valued with a PE ratio of 10.93, lower than some peers, and has underperformed the Sensex recently, indicating it may be undervalued despite a shift in market perception from very attractive to attractive.
As of 17 October 2025, the valuation grade for Dar Credit & Cap has moved from very attractive to attractive, indicating a shift in market perception. The company is currently assessed as fairly valued. Key ratios include a PE ratio of 10.93, an EV to EBITDA of 5.51, and a ROCE of 18.04%.

In comparison to peers, Dar Credit & Cap's PE ratio is significantly lower than Bajaj Finance, which stands at 38.21, and Life Insurance, which has a PE of 11.49, suggesting that Dar Credit & Cap may be undervalued relative to some competitors. Recent stock performance has lagged behind the Sensex, with a 1-week return of -1.82% compared to the Sensex's 1.68% gain, reinforcing the notion that the stock may not be fully appreciated in the current market.
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