Is Dar Credit & Cap overvalued or undervalued?

Nov 06 2025 08:11 AM IST
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As of November 4, 2025, Dar Credit & Cap is considered undervalued with an attractive valuation grade, featuring a PE Ratio of 11.47 and a PEG Ratio of 0.00, while outperforming the Sensex, in contrast to Bajaj Finance's high valuation of 37.67.
As of 4 November 2025, the valuation grade for Dar Credit & Cap has moved from very attractive to attractive. The company is currently considered undervalued. Key ratios include a PE Ratio of 11.47, an EV to EBIT of 6.45, and a Price to Book Value of 1.10, which indicate a favorable valuation compared to its peers.

In comparison, Bajaj Finance is categorized as very expensive with a PE Ratio of 37.67, while Life Insurance is viewed as very attractive with a PE Ratio of 11.76. This suggests that Dar Credit & Cap is positioned well within its industry, especially given its PEG Ratio of 0.00, indicating potential for growth without the corresponding high valuation. Additionally, Dar Credit & Cap has outperformed the Sensex over the past week and month, reinforcing its attractive valuation narrative.
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