Is DB Intl.Stock overvalued or undervalued?

As of 25 June 2025, the valuation grade for DB Intl. Stock has moved from attractive to fair. The company is currently fairly valued, with a PE ratio of 20.01, an EV to EBITDA of 1.99, and a ROE of 8.03%. In comparison to its peers, Life Insurance has a lower PE ratio of 12.45 and an EV to EBITDA of 9.8, while Bajaj Finance is considered very expensive with a PE ratio of 34.67 and an EV to EBITDA of 19.39.
Despite the recent stock performance, which has outpaced the Sensex over the past week and month, DB Intl. Stock has faced significant declines year-to-date and over the past year, with returns of -30.68% and -31.25%, respectively. This suggests that while the stock may be fairly valued at present, its recent underperformance could indicate underlying challenges that investors should consider.